Auto Insurance

Unlike most insurance agencies who represent only one or two companies, we represent many different auto insurance companies that are eager to compete for your business.

Generally speaking, most Personal Auto policies provide the following basic coverage:

• Bodily Injury Liability – Covers accidental injury or death of another person if caused by you in an automobile-related accident.
• Property Damage Liability – Covers accidental damage to other people’s property if caused by you in an automobile-related accident.
• Collision – Covers you for damage to your car in an accident, regardless of who was at fault.
• Comprehensive (other than Collision) – Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.
• Medical Payments – Covers you and your family in any car and anyone riding in your car for medical expenses resulting from an accident.
• Uninsured/Underinsured Motorists – Covers injury suffered by you, your family and anyone riding in your car against the uninsured/underinsured motorist.

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