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Buying Life Insurance is not like any other purchase you will make. When you pay your premiums, you are buying the future financial security for your family that only life insurance can provide. It helps ensure that, when you die, your dependents will have the financial resources necessary to protect their home and provide needed income to help run that household. Their future expenses could include paying off a home or auto loan, funding retirement or education expenses, or just providing money to your loved ones for everyday expenses.