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Everyone needs some type of residential property insurance to help pay for repairs, replacement costs, and extra living expenses should something happen to your home. The experienced brokers at Crest Insurance Group specialize in homeowners insurance, condo insurance, and renters insurance.
Most homeowners insurance policies will cover damage caused by fire, windstorms, hail, lightning, theft, or vandalism. Many home insurance policies also cover a variety of optional circumstances, such as the loss of itemized valuables (personal property coverage) or medical expenses for certain injuries that might occur to visitors on your property (liability coverage). It’s common that floods and earthquakes are excluded on most home-dwelling policies, so if you do live in a floodplain, you’ll want to add flood insurance coverage.