Condo insurance is similar to renters insurance since you only need to cover your own personal belongings, this might include things like electronics, appliances, collectibles, and clothing. You may also be responsible for insuring upgrades you have made to your unit. Often, condo owners will install granite countertops or hardwood flooring. These items may not be covered by the condo association, since not all units have the upgrades. Independent insurance agents with the HBW Insurance Group, Inc, will help you determine which items need to be protected and what type of plan you need.
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