Have you ever gone to a car dealership without really thinking through your budget and knowing what you can afford? While there are many online calculators, including Royals calculator for how many cars you can afford, we understand that you might need a little help exploring your loan options. When you get preapproved for a car or truck loan at Royal Credit Union, youll get a much clearer idea of your loan rate, payment, and overall vehicle budget. Getting preapproved for an auto loan at Royal means you take almost all the steps to apply for a loan without picking up your vehicle.