Individual Health Insurance Plans
It can be confusing to choose the right type of health insurance policy. If you’re interested in protecting yourself from catastrophic losses while keeping premiums low, a high-deductible plan may be the best option for you. This type of plan is most often chosen by families who don’t have complicated healthcare needs. All costs are paid out of pocket until you reach your deductible, after which your health insurance takes over.
If you or your family members frequently visit the doctor, you may prefer a plan with a lower co-pay for those visits. This type of plan will have a higher monthly premium, but will make your out-of-pocket costs more manageable. You can also keep your co-pays down by sticking to the providers who are in-network for your insurance policy.
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