Business Checking & Savings


BUSINESS ESSENTIAL

Designed for businesses who anticipate low transaction volume and maintain lower balances.

Features 150 free items each month, including deposited items & checks written

Automatic deposits and payments are free

$200 Minimum Balance (fall below fee of $7/month)

All additional items will incur a fee of $0.18/item

BUSINESS INTEREST

Designed ONLY for Sole Proprietorships and Not-For-Profit Organizations.

Features 150 free items each month, including deposited items & checks written

Automatic deposits and payments are free

$1,500 Minimum Balance (fall below fee of $10/month)

All additional items will incur a fee of $0.18/item

SMART BUSINESS

Designed for businesses with moderate transaction volume, who maintain a daily balance of $2,500 or more.

Features 300 free items each month, including deposited items & checks written

Automatic deposits and payments are free

$2,500 Minimum Balance (fall below fee of $15/month)

All additional items will incur a fee of $0.15/item

PREMIER MONEY MARKET CHECKING

Designed to provide a competitive interest rate along with easy access to your funds.

Restricted to 3 checks monthly

6 total monthly transactions

$2,500 Minimum Balance (fall below fee of $10/month)

$25 per check fee over the three check limit

BUSINESS PARTNER

Designed for businesses with high transaction volume who maintain higher balances.

Per item transaction fees of $0.15 (check/debit/credit/deposit)

$10/month service charge

An earnings credit based on your investable balances is applied to offset monthly fees

MONEY MARKET SAVINGS

A place for EVERYONE to put those extra dollars earning interest - considered a savings account.

3 free monthly withdrawals, each additional withdrawal is $1.00

$100 Minimum Balance (fall below fee of $2/month)

Adams Bank & Trust is a proud member of

Eastern Plains Chamber of Commerce

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