Explore a diverse range of loan options tailored to meet your unique financial needs with Foothills Bank. Our comprehensive selection includes:

Conventional Loans: Traditional mortgage options designed to suit a variety of homebuying scenarios.
Non-confirming (Jumbo) Loans: Ideal for financing higher-priced properties that exceed conventional loan limits.
Adjustable Rate Mortgages (ARMs): Flexible mortgage options with adjustable interest rates, providing potential cost savings.
FHA and VA Loans: Government-backed loans offering favorable terms for qualified individuals, including first-time homebuyers and veterans.
Residential Lot Loans: Tailored financing solutions for the purchase of residential lots, helping you lay the foundation for your dream home.
USDA (RD) Loans: Rural Development loans providing affordable homeownership opportunities in eligible rural areas.
Investment Property Loans: Financing options for real estate investments to help you grow and diversify your portfolio.
First-Time Home Buyer Loans: Specialized programs to support individuals embarking on their homeownership journey for the first time.
In-House Portfolio Loans: Customized financing solutions managed in-house, offering flexibility and personalized service.
Construction Loans: Dedicated financing for the construction phase of your dream home.

Additionally, we offer innovative All-In-One and Two-Step Loan options:

All-In-One Loan: Begin with a construction loan and seamlessly transition to a home mortgage upon the completion of your house.
Two-Step Loan: Opt for a Construction Loan followed by a separate loan for your home mortgage.

Discover the loan that aligns with your financial goals. Contact Foothills Bank today to explore our diverse loan offerings and find the right solution for you.