Savings

Savings Account:
Maintain just a $5 minimum balance and securely deposit funds you don't plan to spend immediately.

Proactive Overdraft Protection:
Never worry about overdrawing your checking account. Our system automatically transfers funds from your savings to cover any overdrafts in $100 increments, for a small $4 fee per transfer. To ensure seamless protection, it's advisable to maintain a balance of at least $109 in your savings account ($5 minimum + $100 for overdraft transfer + $4 transfer fee).

Monthly Escrow Account:
Designed primarily for mortgage and Visa payments, this account streamlines your financial obligations. A portion of your monthly payment is set aside from each paycheck, ensuring the full payment is ready when due. For bi-monthly paychecks, half of your payment amount is deposited into this account every payday. Please note that withdrawals are not permitted from this account, as the funds are earmarked for your upcoming payment.