The Small Agribusiness Checking account offered by American Federal Bank is designed specifically for agricultural businesses in North Dakota and Minnesota with limited transaction needs. This account supports up to 10 checks and 10 deposit items per month without any fees, provided the average collected balance remains above $500. If the balance drops below $500, a modest fee of $8 is charged monthly. Additional checks beyond the initial 10 incur a fee of 20 cents each. Account holders benefit from free online banking, telephone banking, and receive a detailed monthly statement at no extra cost.
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