Marketplace

USDA Loans

Offered by West Shore Mortgage
Loans
A loan from the United States Department of Agriculture (USDA) doesn’t require a down payment, and they don’t set a minimum credit score for borrowers either. However, they will still look at your credit history, even if it’s not traditional...

Loan Process

Offered by West Shore Mortgage
Loans
The goal is to clearly document your financial qualifications for the loan for which you have applied. In order to achieve this, the loan officer will ask you to provide some documentation.

Rehab Loan

Offered by Legacy Lending
Loans
With a rehab loan, you have the potential to transform your homeownership dreams into reality while simultaneously addressing renovation needs. This innovative financing option allows you to purchase a home and incorporate the costs of...

Conventional Loans

Offered by Guild Mortgage
Loans
What is a conventional loan? A conventional mortgage is a non-government loan that meets requirements set by the Federal Housing Finance Agency (FHFA) and meets the funding criteria of Freddie Mac and Fannie Mae. Conventional loans...

Home Renovation Loans

Offered by Guild Mortgage
Loans
What is a home renovation loan? Maybe you’ve found the perfect location, but the house needs improving. Maybe staying in your current (but outdated) home is what’s important. Either way, a home renovation loan lets you make upgrades now...

Mortgage Refinancing

Offered by West Shore Mortgage
Loans
Refinancing replaces your current mortgage loan with a new one, so you can choose the type of interest you pay, the length of the term, and the amount of money you want to borrow. If you’re interested in refinancing, it’s important to...

California FHA Loans

Offered by West Shore Mortgage
Loans
For first-time homebuyers in California, FHA loans are becoming a very popular option. They only require a 3.5% down payment, and they’re available to buyers with less than perfect credit scores. In some cases, FICO scores as low as 620 have...

Manufactured Home Loan Programs

Offered by Guild Mortgage
Loans
Homeownership is affordable with Guild’s manufactured home financing options. We offer a variety of manufactured home loans to best suit your unique homebuying situation. As a less expensive route to homeownership, manufactured homes provide...

Refinance

Offered by Legacy Lending
Loans
If you're looking to reduce the amount you pay in interest on your mortgage and lower your monthly payments, a mortgage refinance could be the solution you've been seeking. This financial strategy involves replacing your current mortgage with a...

Fixed Rate Mortgages

Offered by Legacy Lending
Loans
Fixed-rate mortgages continue to offer historically low-interest rates, presenting an advantageous opportunity for those with long-term residence plans. With the stability of a consistent payment that remains unchanged throughout the loan term,...

VA Home Loan

Offered by Legacy Lending
Loans
If you're a military service member or veteran eager to embark on the journey of homeownership, the VA Home Loan presents a valuable opportunity tailored to your unique circumstances. Designed specifically for those who have served our nation,...

Complete Rate

Offered by Guild Mortgage
Loans
Complete Rate We see our customers in so many unique situations from coast to coast* and want to create inclusive opportunities for homeownership. With Complete Rate powered by FormFree®, we’re helping our clients forge alternative...